How should you manage your money?

09money-illo-superJumboManaging your money should be pretty straightforward, but that doesn’t make the task all that easy. This NYTimes article has some great advise.

Managing your money should be pretty straightforward, but that doesn’t make the task all that easy.

That’s the biggest takeaway from the handful of simple financial instruction lists making the rounds among the New Year’s resolution set.

One list comes in the form of a 4-by-6 notecard that went viral in 2013, now the foundation of a book called “The Index Card: Why Personal Finance Doesn’t Have to Be Complicated.” Another is the 18 steps at the back of Jonathan Clements’s “Money Guide 2016.” An older but beloved (and newly updated for this column) list comes from the Dilbert cartoonist Scott Adams.

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Your A Millionaire!

TALKIN-MONEY03-FrameGrabs17We’ve been telling you that you are all millionaires since we began this series.

Over your lifetimes, you should earn well over a million dollars, some of you will earn even more. Here’s a great article by Yahoo Finance on a 27 year old millionaire – 75-80% of his wealth is through inheritance. For millennials, inheritance might be a major financial component of your future.

Anton Ivanov isn’t your average millionaire.


For starters, he’s barely 27 years old, he doesn’t work in Silicon Valley and he isn’t heir to a family fortune. He doesn’t live in a tiny house or get his food from a compost garden in his backyard, either.

Ivanov, who shares wealth-building tips on his blog,, made his million the old-fashioned way: He read books. He saved early and often. And he started planning his rise to millionaire status before most kids his age had their driver’s license.

“I’m a testament that if you want something bad enough and you keep working towards it … you will get to where you want to go,” he says. “It was my habits and my principles that made me rich.”

Here’s how he did it.

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