Tag Archives: Identity Theft

Avoid Identity Theft – Control Your Personal Information!

Posted on by

2016_0410-FrankMoney01There’s one private investigator who’s middle name is ‘Identity Theft’! Talkin’ Money’s own Frank Money!

With everyone walking around with their heads buried in their smart phones and tablets, it’s easy to forget that these devices can also carry your entire financial history! So listen up, Millennials, I’m about to drop some pearls of wisdom to help you avoid identity theft.

One of our biggest crimes today is Consumer Fraud. Don’t have to rob a bank anymore. Just get a hold of your personal information and let the buying spree, courtesy from your account, begin!

But listen up, a couple of things in your favor. Credit cards today will protect you from fraud. But you must stay vigilant. If you see charges that don’t belong to you, contact your credit card company right away and they’ll work it out with you. Another thing is always be in control of your personal information and that includes your social security number, pins and passwords, and while we’re on the subject, don’t carry your social security card. Leave it at home.

Question anyone who wants that personal information from you and you are well on your way to tackling Identity Theft.

April is National Financial Literacy Month, Talkin’ Money’s favorite month! To celebrate the importance of being financially literate, we’re going to post financial literacy tips every day.

Don’t Use Your
Social Security Number As ID

Posted on by

2016_0402-SocialSecurityIdentity theft is a big problem. If someone gains control of your personal information they might be able to open accounts, file taxes and make purchases in your name.

The number one thing you can do to help prevent identity theft is to not use your social security number for identification purposes.

If anyone asks for your social security number for identification purposes, tell them you do not give out that number!

Mark Ferris’s cable TV company asked for the last four digits of his social security number to use as a PIN number to access his account. “I told them I do not give out my social security number or any part of it”, said Ferris, “ so they said fine, and asked me to give them a 4-digit number I could remember. If I provide my social security number or any part of it, it just increases the risk I will be subject to fraud or identity theft!”

It sometimes takes detective work, and there are many warning signs that might ‘pop up’ allowing you to discover that someone is using your information. You might notice strange withdrawals from your bank account, get bills that aren’t yours, or get calls about debts that you don’t owe. You might get a notice from the IRS or find unfamiliar accounts on your credit report.

Should you find yourself a victim of identity theft, the first place you should start is the Federal Government’s Federal Trade Commission’s dedicated website https://www.identitytheft.gov

April is National Financial Literacy Month, Talkin’ Money’s favorite month! To celebrate the importance of being financially literate, we’re going to post financial literacy tips every day.

What To Do If Your Social Security Card Is Stolen

Posted on by

Identity Theft is something we all need to be aware of, and take steps prevent. Your Social Security card and Number are not to be used for identification. Doing so may cause identity theft, which is something you need to be diligent about and avoid.

From Tom’s Guide, here is a valuable article on what to do if your Social Security information is stolen.

Click here to continue.

socialSecurity-stolen